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Non permanent workers to qualify for equal rights under AWR from December 24

The very first temporary workers and contractors will be entitled to get the same employment rights as permanent staff within the Agency Workers Directive from December 24, as the first 12 week qualifying period ends.

Under the guidelines, following 12 weeks in an assignment any non permanent worker or contractor should receive the same rate of pay and right to holidays and breaks as permanent personnel. As the legislation got kickstarted on October 1, December 24 will be the date that the first temporary workers are eligible to receive the new rights.

However the rights are aimed more at agency workers, contractors may also find themselves affected so it will be crucial to have an understanding of the rules and be aware of anything that may affect them.

As well as appreciation of changes to the guidelines which affect temporary workers, contractors also have to deal with legislation on taxation and payments such as IR35, which is why many contractors decide to use the assistance of an umbrella company.

Umbrella companies such as pulseumbrella assists contractors make the most out of their working lives. Working as an area of an umbrella company ensures that contractors can have all their financial and tax matters arranged for them, and is the reason why every contractor has peace of mind about being IR35 compliant and paying the proper amount of income tax and national insurance because of pulseumbrella’s contractor calculator.

Pulseumbrella also provide contractors a handful of extra benefits including holidays, maternity/paternity pay and an recommended pension scheme so contractors gain all the benefits supplied by permanent employment combined with the freedom of contracting.

How Much Will I Get Back in Payment Protection Plan Refunds

After hearing all the news and seeing thousands of UK consumers getting back money they paid into payment protection insurance you are certainly curious because you know that you have been mis-sold PPI. You are now probably wondering, “How much will I get back in payment protection plan refunds?” There is no easy answer to that because what you personally will get back in a refund if your claim is approved will be dependent upon what you have paid into the plan to date. Some claims also provide a small amount of compensation, but most often you can count on receiving what you have paid. Click here to find out how much you can claim back.

Why You Need Insurance Advice

There are a few things that you need to be aware of and careful about when you are filing for insurance claims with the company. The loss adjusters are trained to make sure that the claim that you make is bargained with and come down hard on. The usual things they do is deny the claim based on false investigations, if it is a car accident, they might blame you completely for the accident and so on. So looking for the right kind of insurance claims help so that you will be able to deal with the negotiations and the bargains that the company will attempt making. So getting sound insurance claims advice is the right decision.

Stay Away From ‘Bad’ Debt

Taking out a loan is quite common these days. However, there are good debts as well as bad debts. ‘good’ debts are loans taking out to buy a new house, a new car or to study further. These loans, if you can afford it are not a problem at all. You might want to watch out for unsecured debts like credit card debt, they will seem like your best friend one day and your worst enemy the next depending on how you treat them.
Ignore your debt and try to get debt help or debt advice and it will build up only to get worse and hit back hard at you. So the best advise would be to confront it. Make a plan, draw out a budget for yourself and stick to it. Start saving a fixed part of your income weekly or monthly so you can use it towards making payments in the future and get rid of debt.